Reach NRI Services

Privacy Policy

Privacy Policy

Last updated [December 28, 2020]

Reach NRI values your privacy. This Privacy Policy is to educate you on how we use your information that we and our service providers collect from your visits to www.reachnriservices.com and other websites owned or operated by us, through use of social media pages that we control, and through email messages that we send to you.

Personal Information

Personal Information is the information that you share with us, such as name, address, phone number, email address, credit history, driver’s license number, credit or debit card number, policy or claim information, health information, username and passwords for registration.

If you submit personal information of other people, you agree to permit us to use the information in accordance with this Privacy Policy.

Usage of personal information

We may use Personal Information:

Providing a quote, responding to your inquiries, fulfilling your requests, and completing your transactions
Claims processing
Preventing fraud
Complying with applicable laws
Performing research
Sending you information that we believe may be of interest to you
Personalizing your experience
Contacting you at a telephone number you provide to us and/or sending SMS notifications for service updates
For our business purposes.
As otherwise allowed by law.
Disclosure of Personal Information

Within the Reach NRI family of companies

– We may use your personal information to third parties to help us manage or service our business. These third parties can include but are not limited to agents or brokers, affiliates, representatives, employees, insurance companies, service providers that provide services such as data analysis, payment processing, information technology email delivery and other services.

– To third parties so that they can market their products and services to you only with your permission

– To a third party in the event of any reorganization, sale, joint venture, or assignment or other disposition of all or any portion of our business.

– As we believe it is necessary under applicable law, including laws outside your country of residence; to respond to requests from public and government authorities; to enforce our terms and conditions; to protect our operations, rights, privacy, safety, to detect and prevent fraud;

– As otherwise allowed by law

Collection of Other Information

Through your browser or device: Certain information is collected by most browsers operating system name and version, device manufacturer and model, you are using. We use this to ensure better functionality.

Using cookies: Cookies allow us to collect information such as browser type, time spent on the Services, pages visited, language preferences, statistical information and other anonymous traffic data. We use the information for security purposes, to help better navigation, and to offer a personalized experience while using the services. We recognize your computer and assist your use in a better way and to improve the design and functionality, and resolve questions regarding the services. We also use Cookies to select which of our offers are most likely to interest you. We also use Cookies in online advertising and to track your use of other websites.

– If you do not want information collected through the use of cookies, decline the choice of accepting or rejecting the cookies by selecting decline. However, not accepting cookies will cause you inconvenience in using our services. For example, we may not be able to recognize your computer and this will make you log in every time you visit. You may also not receive any updates on our offers
and discounts.

IP Address: Collecting IP Addresses is an automatic process that is done by website to calculate usage levels of the services and to help identify server problems.

Personal Information: Your location for communication will be collected for, you.

Disclosure of Other Information

We may use and disclose other information wherever required under applicable law. If we use other information as personal information then the other information may be used under ❝How We May Collect Other Information❞ section above.

Services of Third Party

This Privacy Policy does not include the privacy, information or other practices of any third parties, for which we are responsible.

We are not responsible for the collection, usage and disclosure policies and practices (including the data security practices) of other organizations.

Securing Personal Information

We strictly follow essential physical, technical and administrative measures to protect your Personal Information. However, no data transmission or storage system is 100% secure. If you find a reason to suspect that your communication with us is not secure, please contact us immediately to notify your concerns at email.

Privacy Policy Updates

We might update our Privacy Policy at any time to make sure we are compliant with the new rules and regulations applicable under the law. We may notify you whenever there is an update if you are a member. We will send you an email to notify you of any changes done. You can also find the revised date on the top of this Privacy Policy to let you know the date when any new changes were made.

Logging

We follow logging in of system activity to preserve the information necessary to validate the transmission of data.

Accessing Online Account

You can register with us by accessing our register link. Make sure to enter a valid username and select a strong password. It is your responsibility to secure your username and password. If you suspect any breach, please notify us immediately via our email.

Requirements to access

The username and password are case sensitive. You are required to enter it correctly to avoid not being able to access your account.

Notifications and Confirmations

We email a confirmation statement for all online transactions. The email will be sent to you after the exact date of transaction. You can also choose whether you want receive it via email or if you would like to get a notification text message alert on your mobile device. You are required to review your account periodically to track the activity. If you need to change your mailing address, book your request with us through an email. We will review and we will send a confirmation email regarding the changes that are updated with respect to your address change request mail.

Denial of Online Account Access

If Reach NRI detects any suspicious activity in your online account, Reach NRI holds the right to delete your account. We will notify you to verify your activity before confirming a suspension or deletion of your account permanently.

Privacy for Children

We do not market our information and services to children under the age of 13. Our website is not meant to be used by children under age of 13. If you are suspicious that we have data collected in any way from children under the age of 13, you may email us immediately to get your queries answered and resolve any issues concerning this mater.

Concerns and Queries

If you have any queries, requests or enquires related to our services or if you need to raise concerns regarding your personally identifiable information and the processing of your personal information, or if you need clarifications regarding our Privacy Policy, please submit a request using any of the methods set forth below.

We may ask you to submit additional information to verify your request, including confirmation of your identity to confirm your right to access your Personally Identifiable Information. This is followed to ensure that your personal information remains safe and is not disclosed to anyone else except you who hold the right to receive it. We may also contact you to carry on the verification of your personal information to speed up the process.

We verify your requests by matching the information you have already provided in connection with your request to information. We may ask for additional information to avoid malicious and fraudulent requests. We may also verify your request through a verification given by a third party.

We follow the procedures to respond to your request promptly and safely.